Living in present, for the future!

Living in present, for the future!

Ever since we were kids we have been advised to work hard for a better future. The most common advice of almost every Indian parent is that if we study hard today we will have a bright and a stable tomorrow.

Life is easy being a student during school and college. Less or almost no responsibilities, easy going life, no concerns about the money earned or spent and no worries for the future especially during the initial college years. Once the word college is replaced by corporate we start being more cautious about our future. For people working in the IT sector like us, life is all about securing our future, working day and night, even in odd-hours to make sure we are able to achieve everything that is expected from us to get a better future.

First job is always memorable for every one of us. We get to learn the basics of corporate world during our first job. For most of us, fresh out of college, it is about relocating to a different city, meeting new people, making new friends and most importantly celebrating the feeling of being independent. The money earned is enjoyed with a free spirit. We all tend to buy expensive gadgets, make trips to the neighboring areas, party hard with friends and at least for some time, stop worrying about the future. But, soon after two or three years, depends on the individual, we realize our responsibilities again and we are back on track of planning a better future. 

The first and the foremost thing that most of us tend to do after a big leap in our career (a switch with a better pay package) is to buy a house by taking a huge loan from the bank. We are advised by our parents and elders that this is the best way to invest whatever extra we are earning and we should invest in such a way that we have a peaceful future. Lesser do we know that once we have invested in a project like this all we are going to do is think about the future all the time. As soon as the loan gets approved and we start paying the instalments we start cutting down on things from the present to be able to continue with it in future. Our parties, outings, etc. are reduced from every weekend to once or max twice a month. The frequency of buying new and expensive gadgets which was monthly suddenly becomes quarterly or half-yearly. All we start doing is to save and live for the future at the cost of our present.

Sometimes, we feel if we refrained ourselves from this investment, we would not have to keep thinking about the future all the time. No worries about the EMIs to be paid every month, without fail, and we could enjoy the other luxuries of life. But, don’t we all dream of a good house of our own to spend our lives happily with our family. Considering the ever rising and already sky-high prices of property, imagine what would be the cost if we were supposed to buy the same some 20 years from now. There is always a conflict in mind asking did we do the right thing by making this investment? Should we have given importance to other things in life and achieved them before moving onto something this big?  Would we have not lived in the present if we would have not planned for the future?

Every time I ask these questions to myself I get an answer, it’s totally worth it!

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